If you struggle to build a strict budget like I do, you might like Allo's approach of encouraging users to align their money with what’s most important to them.
https://www.wired.com/story/financial-app-budget-advice-allo/?utm_source=dlvr.it&utm_medium=blogger
https://www.wired.com/story/financial-app-budget-advice-allo/?utm_source=dlvr.it&utm_medium=blogger